🌍 ClimateRiskCheck

Natural Disaster Risk in Barnstead

New Hampshire

5.9out of 10
Moderate Risk

Risk Summary for Barnstead

Barnstead scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Hurricane Ice Storm

All 18 Hazard Scores

Lightning
9.5
Hurricane
8.6
Ice Storm
8.6
Avalanche
8.4
Winter Weather
7.8
Landslide
7.5
Earthquake
6.5
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
5.0
Coastal Flooding
4.9
Strong Wind
4.5
Drought
4.3
Cold Wave
4.1
Tornado
4.0
Wildfire
3.5
Hail
2.6
Riverine Flooding
1.0

How it compares

Barnstead
5.9
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Barnstead, New Hampshire

Barnstead, in Belknap County, is a small community of about 1,160 situated along the northeastern Atlantic Seaboard. Its humid continental climate brings long, cold winters and brief, warm summers, and in particular heavy nor'easter snowstorms. These conditions collectively define the natural hazard environment that Barnstead residents and property owners must navigate.

Barnstead's overall natural disaster risk is rated 5.9/10 (Moderate) by FEMA's National Risk Index. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Secondary hazards include hurricane and ice storm.

Within New Hampshire, Barnstead's risk is, near the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Belknap County identifies lightning as the foremost hazard, followed by hurricane and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Barnstead residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Barnstead: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Barnstead

These city-level factors differentiate Barnstead from other communities in Belknap County and provide geographic context for its hazard exposure.

Population

1,160

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

43.3347Β° N, 71.2880Β° W

Belknap County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Barnstead

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Barnstead

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.