🌍 ClimateRiskCheck

Natural Disaster Risk in Lincoln

New Hampshire

6.2out of 10
High Risk

Risk Summary for Lincoln

Lincoln scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Winter Weather

All 18 Hazard Scores

Landslide
9.8
Avalanche
9.5
Winter Weather
9.4
Hurricane
8.6
Lightning
8.3
Ice Storm
8.0
Earthquake
7.3
Cold Wave
6.0
Strong Wind
5.5
Tsunami
5.4
Extreme Heat
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
3.9
Tornado
3.4
Hail
2.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Lincoln
6.2
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lincoln, New Hampshire

Lincoln, in Grafton County, is a small community of about 1,461 situated along the northeastern Atlantic Seaboard. Its humid continental climate brings long, cold winters and brief, warm summers, and in particular heavy nor'easter snowstorms. These conditions collectively define the natural hazard environment that Lincoln residents and property owners must navigate.

According to FEMA's National Risk Index, Lincoln carries an overall risk score of 6.2/10, placing it in the high category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to avalanche and winter.

Within New Hampshire, Lincoln's risk is, near the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Grafton County identifies landslide as the foremost hazard, followed by avalanche and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Lincoln residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Lincoln: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Lincoln

These city-level factors differentiate Lincoln from other communities in Grafton County and provide geographic context for its hazard exposure.

Population

1,461

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

44.0796Β° N, 71.6528Β° W

Grafton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lincoln

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lincoln

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.