🌍 ClimateRiskCheck

Natural Disaster Risk in Meredith

New Hampshire

5.9out of 10
Moderate Risk

Risk Summary for Meredith

Meredith scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Hurricane Ice Storm

All 18 Hazard Scores

Lightning
9.5
Hurricane
8.6
Ice Storm
8.6
Avalanche
8.4
Winter Weather
7.8
Landslide
7.5
Earthquake
6.5
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
5.0
Coastal Flooding
4.9
Strong Wind
4.5
Drought
4.3
Cold Wave
4.1
Tornado
4.0
Wildfire
3.5
Hail
2.6
Riverine Flooding
1.0

How it compares

Meredith
5.9
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Meredith, New Hampshire

Located along the northeastern Atlantic Seaboard in Belknap County, Meredith is a town of roughly 6,707 residents. The humid continental climate that characterizes this part of New Hampshire β€” marked by long, cold winters and brief, warm summers β€” directly influences the types and severity of natural hazards present, making Meredith a community where hazard awareness has real practical value.

FEMA rates Meredith's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Lightning from frequent convective storms is the leading natural hazard, with above-average strike density creating risks for outdoor activities, trees, and sensitive infrastructure. Residents should also account for hurricane and ice storm risk in their preparedness planning.

Relative to other U.S. communities, Meredith's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.2/10 state average. The hazard distribution here is led by lightning and hurricane, as measured by FEMA across Belknap County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Meredith residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Meredith: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Meredith

These city-level factors differentiate Meredith from other communities in Belknap County and provide geographic context for its hazard exposure.

Population

6,707

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

43.6319Β° N, 71.4975Β° W

Belknap County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Meredith

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Meredith

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.