🌍 ClimateRiskCheck

Natural Disaster Risk in Monroe

New Hampshire

6.2out of 10
High Risk

Risk Summary for Monroe

Monroe scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Winter Weather

All 18 Hazard Scores

Landslide
9.8
Avalanche
9.5
Winter Weather
9.4
Hurricane
8.6
Lightning
8.3
Ice Storm
8.0
Earthquake
7.3
Cold Wave
6.0
Strong Wind
5.5
Tsunami
5.4
Extreme Heat
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
3.9
Tornado
3.4
Hail
2.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Monroe
6.2
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Monroe, New Hampshire

Located along the northeastern Atlantic Seaboard in Grafton County, Monroe is a small community of about 786. The humid continental climate that characterizes this part of New Hampshire β€” marked by long, cold winters and brief, warm summers β€” directly influences the types and severity of natural hazards present, making Monroe a community where hazard awareness has real practical value.

Monroe's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include avalanche and winter.

Relative to other U.S. communities, Monroe's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.2/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across Grafton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Monroe's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Monroe: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Monroe

These city-level factors differentiate Monroe from other communities in Grafton County and provide geographic context for its hazard exposure.

Population

786

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

44.2844Β° N, 72.0098Β° W

Grafton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Monroe

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Monroe

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.