🌍 ClimateRiskCheck

Natural Disaster Risk in Waterville Valley

New Hampshire

6.2out of 10
High Risk

Risk Summary for Waterville Valley

Waterville Valley scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Winter Weather

All 18 Hazard Scores

Landslide
9.8
Avalanche
9.5
Winter Weather
9.4
Hurricane
8.6
Lightning
8.3
Ice Storm
8.0
Earthquake
7.3
Cold Wave
6.0
Strong Wind
5.5
Tsunami
5.4
Extreme Heat
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
3.9
Tornado
3.4
Hail
2.9
Drought
1.7
Riverine Flooding
1.0

How it compares

Waterville Valley
6.2
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Waterville Valley, New Hampshire

Waterville Valley is a small unincorporated community in Grafton County, along the northeastern Atlantic Seaboard. The area experiences long, cold winters and brief, warm summers, with heavy nor'easter snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Waterville Valley.

FEMA rates Waterville Valley's composite natural disaster risk at 6.2 out of 10 β€” high risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for avalanche and winter risk in their preparedness planning.

Waterville Valley's risk score, near the 6.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Grafton County, the highest-scoring are landslide, avalanche, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Waterville Valley residents benefit from taking preparedness seriously. Reviewing insurance coverage for landslide and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Waterville Valley: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Waterville Valley

These city-level factors differentiate Waterville Valley from other communities in Grafton County and provide geographic context for its hazard exposure.

Population

290

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

44.0361Β° N, 71.4811Β° W

Grafton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Waterville Valley

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Waterville Valley

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.