🌍 ClimateRiskCheck

Natural Disaster Risk in Windham

New Hampshire

7.3out of 10
High Risk

Risk Summary for Windham

Windham scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Ice Storm Earthquake

All 18 Hazard Scores

Coastal Flooding
9.9
Ice Storm
9.3
Earthquake
8.9
Hurricane
8.9
Avalanche
8.2
Drought
8.0
Lightning
7.8
Tornado
7.7
Strong Wind
7.6
Landslide
7.5
Extreme Heat
7.0
Winter Weather
7.0
Cold Wave
6.3
Wildfire
5.4
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.3
Riverine Flooding
1.0

How it compares

Windham
7.3
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Windham, New Hampshire

Windham, in Rockingham County, is a city of approximately 16,038 residents situated along the northeastern Atlantic Seaboard. Its humid continental climate brings long, cold winters and brief, warm summers, and in particular heavy nor'easter snowstorms. These conditions collectively define the natural hazard environment that Windham residents and property owners must navigate.

According to FEMA's National Risk Index, Windham carries an overall risk score of 7.3/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to ice storm and earthquake.

Within New Hampshire, Windham's risk is, slightly above the 6.2/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Rockingham County identifies coastal flood as the foremost hazard, followed by ice storm and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Windham's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Windham: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Windham

These city-level factors differentiate Windham from other communities in Rockingham County and provide geographic context for its hazard exposure.

Population

16,038

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

42.8076Β° N, 71.2994Β° W

Rockingham County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Windham

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Windham

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.