🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 03224

Canterbury, New Hampshire

6.8out of 10
High Risk

Risk Summary for ZIP 03224

ZIP 03224 scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Lightning Hurricane

All 18 Hazard Scores

Lightning
9.1
Ice Storm
9.1
Hurricane
9.0
Avalanche
8.6
Winter Weather
8.3
Landslide
8.3
Earthquake
7.9
Extreme Heat
7.5
Drought
6.4
Tornado
6.2
Cold Wave
6.0
Strong Wind
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.5
Wildfire
4.3
Riverine Flooding
1.0

How it compares

ZIP 03224
6.8
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 03224, New Hampshire

ZIP 03224 in Canterbury sits along the northeastern Atlantic Seaboard. Its humid continental climate produces long, cold winters and brief, warm summers, and notably heavy nor'easter snowstorms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 03224 carries an overall risk score of 6.8/10, placing it in the high category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to lightning and hurricane.

Within New Hampshire, ZIP 03224's risk is, slightly above the 6.2/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of New Hampshire identifies ice storm as the foremost hazard, followed by lightning and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 03224's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 03224: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Risk for the surrounding area

Local Factors for ZIP 03224

These city-level factors differentiate ZIP 03224 from other communities in New Hampshire County and provide geographic context for its hazard exposure.

Population

2,392

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.3/10

Coordinates

43.3517Β° N, 71.5469Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 03224

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.