Natural Disaster Risk β ZIP Code 03262
North Woodstock, New Hampshire
Risk Summary for ZIP 03262
ZIP 03262 scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Landslide.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 03262, New Hampshire
Located along the northeastern Atlantic Seaboard, ZIP 03262 serves the North Woodstock community. The humid continental climate of this part of New Hampshire β bringing long, cold winters and brief, warm summers β directly shapes the hazard exposure for properties in this postal area.
ZIP 03262's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include avalanche and winter.
Relative to other U.S. communities, ZIP 03262's natural disaster risk is above the U.S. national average of 4.5/10, near the 6.2/10 state average. The hazard distribution here is led by landslide and avalanche, as measured by FEMA across New Hampshire. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
ZIP 03262's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for ZIP 03262: Landslide preparedness
- Standard insurance generally excludes landslide and earth-movement damage β ask about specialized coverage.
- Have an evacuation plan ready during periods of intense or prolonged rainfall.
- Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
Risk for the surrounding area
Local Factors for ZIP 03262
These city-level factors differentiate ZIP 03262 from other communities in New Hampshire County and provide geographic context for its hazard exposure.
Population
1,142
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 44.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.9/10
Coordinates
43.9988Β° N, 71.7381Β° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 03262
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in New Hampshire
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1β10 across all US counties. This information is for general awareness only β consult official emergency management resources and a licensed insurer for property-specific advice.