🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 03442

Bennington, New Hampshire

7.7out of 10
High Risk

Risk Summary for ZIP 03442

ZIP 03442 scores 7.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hurricane Lightning

All 18 Hazard Scores

Ice Storm
9.6
Hurricane
9.5
Lightning
9.4
Earthquake
9.0
Winter Weather
8.9
Strong Wind
8.8
Landslide
8.6
Tornado
8.5
Avalanche
8.4
Extreme Heat
7.9
Wildfire
7.1
Cold Wave
7.0
Drought
6.3
Hail
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Riverine Flooding
1.0

How it compares

ZIP 03442
7.7
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 03442, New Hampshire

Located along the northeastern Atlantic Seaboard, ZIP 03442 serves the Bennington community. The humid continental climate of this part of New Hampshire β€” bringing long, cold winters and brief, warm summers β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 03442's overall natural disaster risk is rated 7.7/10 (High) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include hurricane and lightning.

Relative to other U.S. communities, ZIP 03442's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.2/10 state average. The hazard distribution here is led by ice storm and hurricane, as measured by FEMA across New Hampshire. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 03442's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for ZIP 03442: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Risk for the surrounding area

Local Factors for ZIP 03442

These city-level factors differentiate ZIP 03442 from other communities in New Hampshire County and provide geographic context for its hazard exposure.

Population

1,588

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.1/10

Coordinates

43.0127Β° N, 71.9078Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 03442

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.