Natural Disaster Risk — ZIP Code 03813

Natural Hazard Profile: ZIP 03813, New Hampshire

ZIP 03813 covers part of the Center Conway area, along the northeastern Atlantic Seaboard. The surrounding region experiences long, cold winters and brief, warm summers, with heavy nor'easter snowstorms shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 03813's composite natural disaster risk at 5.7 out of 10 — moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for hurricane and winter risk in their preparedness planning.

ZIP 03813's risk score, slightly below the 6.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are avalanche, hurricane, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 03813 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.