🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 79744

Iraan, Texas

3.5out of 10
Low Risk

Risk Summary for ZIP 79744

ZIP 79744 scores 3.5/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Tsunami

All 18 Hazard Scores

Wildfire
8.1
Drought
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.6
Avalanche
4.5
Landslide
3.4
Hail
2.6
Winter Weather
2.6
Extreme Heat
2.5
Tornado
2.1
Lightning
2.1
Cold Wave
1.9
Ice Storm
1.7
Strong Wind
1.6
Earthquake
1.5
Riverine Flooding
1.0

How it compares

ZIP 79744
3.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 79744, Texas

Located in the South Central United States, ZIP 79744 serves the Iraan community. The diverse climate of this part of Texas β€” bringing an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 79744's overall natural disaster risk is rated 3.5/10 (Low) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include drought and tsunami.

Relative to other U.S. communities, ZIP 79744's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.6/10 state average. The hazard distribution here is led by wildfire and drought, as measured by FEMA across Texas. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Despite its lower-than-average risk classification, ZIP 79744 is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers wildfire β€” remains prudent for all residents.

What this means for ZIP 79744: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Risk for the surrounding area

Local Factors for ZIP 79744

These city-level factors differentiate ZIP 79744 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

1,283

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

30.8908Β° N, 101.9130Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 79744

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.