🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 78851

Dryden, Texas

2.9out of 10
Low Risk

Risk Summary for ZIP 78851

ZIP 78851 scores 2.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Wildfire Volcanic Activity

All 18 Hazard Scores

Tsunami
5.4
Wildfire
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.0
Extreme Heat
2.4
Landslide
2.4
Lightning
1.9
Ice Storm
1.8
Tornado
1.7
Strong Wind
1.7
Hail
1.7
Drought
1.7
Cold Wave
1.6
Winter Weather
1.5
Earthquake
1.4
Riverine Flooding
1.0

How it compares

ZIP 78851
2.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 78851, Texas

ZIP 78851 in Dryden sits in the South Central United States. Its diverse climate produces an exceptionally varied climate from humid subtropical in the east to desert in the west, and notably overlapping tornado, hurricane, flood, and drought seasons. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 78851 carries an overall risk score of 2.9/10, placing it in the low category. Tsunami risk is the primary coastal hazard, driven by the area's proximity to seismically active offshore zones capable of generating ocean waves that inundate low-lying coastlines. The area also faces notable exposure to wildfire and volcano.

Within Texas, ZIP 78851's risk is, considerably below the 5.6/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Texas identifies tsunami as the foremost hazard, followed by wildfire and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, ZIP 78851 is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers tsunami β€” remains prudent for all residents.

What this means for ZIP 78851: Tsunami preparedness

  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.
  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.

Risk for the surrounding area

Local Factors for ZIP 78851

These city-level factors differentiate ZIP 78851 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

44

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

30.2244Β° N, 101.9173Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 78851

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.