🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 79848

Sanderson, Texas

2.9out of 10
Low Risk

Risk Summary for ZIP 79848

ZIP 79848 scores 2.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Tsunami.

Top Hazards

Tsunami Wildfire Volcanic Activity

All 18 Hazard Scores

Tsunami
5.4
Wildfire
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.0
Extreme Heat
2.4
Landslide
2.4
Lightning
1.9
Ice Storm
1.8
Tornado
1.7
Strong Wind
1.7
Hail
1.7
Drought
1.7
Cold Wave
1.6
Winter Weather
1.5
Earthquake
1.4
Riverine Flooding
1.0

How it compares

ZIP 79848
2.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 79848, Texas

ZIP 79848 covers part of the Sanderson area, in the South Central United States. The surrounding region experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 79848's composite natural disaster risk at 2.9 out of 10 β€” low risk. The threat of tsunami inundation tops the local coastal risk profile, requiring residents in low-lying areas to maintain awareness of evacuation routes and warning systems. Residents should also account for wildfire and volcano risk in their preparedness planning.

ZIP 79848's risk score, considerably below the 5.6/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are tsunami, wildfire, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 79848 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” tsunami β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 79848: Tsunami preparedness

  • If you feel strong shaking near the coast, move to high ground immediately β€” do not wait for an official warning.
  • Learn your community evacuation routes and the location of designated assembly areas.
  • Standard homeowners insurance excludes tsunami flooding; flood coverage may be needed.

Risk for the surrounding area

Local Factors for ZIP 79848

These city-level factors differentiate ZIP 79848 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

791

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

30.2775Β° N, 102.2619Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 79848

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.