🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 79842

Marathon, Texas

5.4out of 10
Moderate Risk

Risk Summary for ZIP 79842

ZIP 79842 scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Drought

All 18 Hazard Scores

Wildfire
9.0
Avalanche
9.0
Drought
7.8
Lightning
7.7
Extreme Heat
6.8
Landslide
5.9
Tsunami
5.4
Ice Storm
5.4
Hurricane
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.8
Hail
4.3
Earthquake
3.6
Tornado
2.6
Cold Wave
2.3
Strong Wind
1.9
Riverine Flooding
1.0

How it compares

ZIP 79842
5.4
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 79842, Texas

ZIP 79842 covers part of the Marathon area, in the South Central United States. The surrounding region experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 79842's composite natural disaster risk at 5.4 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for wildfire and drought risk in their preparedness planning.

ZIP 79842's risk score, near the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are avalanche, wildfire, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

ZIP 79842's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 79842: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Risk for the surrounding area

Local Factors for ZIP 79842

These city-level factors differentiate ZIP 79842 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

285

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

30.0151Β° N, 103.0230Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 79842

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.