🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 84720

Cedar City, Utah

5.9out of 10
Moderate Risk

Risk Summary for ZIP 84720

ZIP 84720 scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Volcanic Activity.

Top Hazards

Volcanic Activity Wildfire Winter Weather

All 18 Hazard Scores

Wildfire
9.8
Volcanic Activity
9.8
Winter Weather
9.6
Landslide
9.2
Avalanche
9.0
Earthquake
8.8
Lightning
8.7
Drought
7.0
Tsunami
5.4
Extreme Heat
5.2
Coastal Flooding
4.9
Ice Storm
3.8
Hurricane
2.4
Strong Wind
2.4
Cold Wave
2.0
Tornado
1.6
Hail
1.5
Riverine Flooding
1.0

How it compares

ZIP 84720
5.9
Utah avg.
5.5
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 84720, Utah

ZIP 84720 covers part of the Cedar City area, in the Great Plains. The surrounding region experiences dry conditions, hot summers, and heavy mountain snowfall, with significant avalanche risk in mountain terrain each winter shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.

FEMA rates ZIP 84720's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. The threat from nearby active volcanoes tops the local risk profile, with potential hazards including ash fall that disrupts air travel and agriculture, and lava that threatens infrastructure. Residents should also account for wildfire and winter risk in their preparedness planning.

ZIP 84720's risk score, slightly above the 5.5/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are volcano, wildfire, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, ZIP 84720 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for volcano is recommended.

What this means for ZIP 84720: Volcanic Activity preparedness

  • Keep dust masks and eye protection on hand for ashfall events, which can affect breathing and visibility.
  • Monitor official volcano alert levels and have an evacuation plan for lava or lahar zones.
  • Protect electronics and HVAC systems from fine volcanic ash during eruptions.

Risk for the surrounding area

Local Factors for ZIP 84720

These city-level factors differentiate ZIP 84720 from other communities in Utah County and provide geographic context for its hazard exposure.

Population

25,708

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.8/10

Coordinates

37.5548Β° N, 113.2566Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 84720

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

Nearby ZIP codes

Other cities in Utah

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.