Natural Disaster Risk — ZIP Code 84761

Natural Hazard Profile: ZIP 84761, Utah

ZIP 84761 in Parowan sits in the Great Plains. Its semi-arid climate produces dry conditions, hot summers, and heavy mountain snowfall, and notably significant avalanche risk in mountain terrain each winter. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 84761 carries an overall risk score of 5.9/10, placing it in the moderate category. Volcanic activity is the foremost natural hazard, with the area situated near active volcanic systems capable of producing lava flows, ashfall, and pyroclastic hazards. The area also faces notable exposure to wildfire and winter.

Within Utah, ZIP 84761's risk is, slightly above the 5.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Utah identifies volcano as the foremost hazard, followed by wildfire and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 84761's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that volcano exposure is adequately protected is a worthwhile step for property owners.