🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 84734

Hanksville, Utah

4.8out of 10
Moderate Risk

Risk Summary for ZIP 84734

ZIP 84734 scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Volcanic Activity Avalanche

All 18 Hazard Scores

Landslide
9.5
Volcanic Activity
9.4
Avalanche
9.2
Winter Weather
7.7
Wildfire
5.9
Earthquake
5.4
Tsunami
5.4
Coastal Flooding
4.9
Extreme Heat
4.8
Lightning
4.7
Drought
4.0
Hurricane
2.4
Ice Storm
2.0
Cold Wave
1.6
Strong Wind
1.5
Tornado
1.4
Hail
1.4
Riverine Flooding
1.0

How it compares

ZIP 84734
4.8
Utah avg.
5.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 84734, Utah

ZIP 84734 in Hanksville sits in the Great Plains. Its semi-arid climate produces dry conditions, hot summers, and heavy mountain snowfall, and notably significant avalanche risk in mountain terrain each winter. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 84734 carries an overall risk score of 4.8/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to volcano and avalanche.

Within Utah, ZIP 84734's risk is, slightly below the 5.5/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Utah identifies landslide as the foremost hazard, followed by volcano and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 84734's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 84734: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Risk for the surrounding area

Local Factors for ZIP 84734

These city-level factors differentiate ZIP 84734 from other communities in Utah County and provide geographic context for its hazard exposure.

Population

255

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.9/10

Coordinates

38.3635Β° N, 110.5658Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 84734

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Utah

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.