Natural Disaster Risk β ZIP Code 99723
Barrow, Alaska
Risk Summary for ZIP 99723
ZIP 99723 scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: ZIP 99723, Alaska
ZIP 99723 covers part of the Barrow area, in Alaska, the northernmost U.S. state. The surrounding region experiences subarctic conditions with extreme cold winters and brief summers, with severe winter storms shaping the natural hazards that residents of this ZIP code face. Risk scores here are derived from FEMA data for the encompassing county.
FEMA rates ZIP 99723's composite natural disaster risk at 3.8 out of 10 β low risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for cold wave and winter risk in their preparedness planning.
ZIP 99723's risk score, slightly below the 4.6/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA, the highest-scoring are avalanche, cold wave, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
ZIP 99723 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β avalanche β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for ZIP 99723: Avalanche preparedness
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
- Properties in runout zones may require specialized hazard assessment and insurance.
Risk for the surrounding area
Local Factors for ZIP 99723
These city-level factors differentiate ZIP 99723 from other communities in Alaska County and provide geographic context for its hazard exposure.
Population
4,785
Small TownGeographic Zone
Arctic / Subarctic
Permafrost & coastal erosion risk
Climate Band
Subarctic / Arctic
Latitude 71.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 2.2/10
Coordinates
71.2743Β° N, 156.7539Β° W
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for ZIP 99723
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
Nearby ZIP codes
Other cities in Alaska
Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1β10 across all US counties. This information is for general awareness only β consult official emergency management resources and a licensed insurer for property-specific advice.