🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 99734

Prudhoe Bay, Alaska

3.8out of 10
Low Risk

Risk Summary for ZIP 99734

ZIP 99734 scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Cold Wave Winter Weather

All 18 Hazard Scores

Avalanche
9.2
Cold Wave
8.7
Winter Weather
8.4
Earthquake
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
2.5
Hurricane
2.4
Wildfire
2.2
Ice Storm
2.2
Drought
1.7
Tornado
1.3
Lightning
1.3
Strong Wind
1.2
Extreme Heat
1.2
Hail
1.1
Riverine Flooding
1.0

How it compares

ZIP 99734
3.8
Alaska avg.
4.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 99734, Alaska

ZIP 99734 in Prudhoe Bay sits in Alaska, the northernmost U.S. state. Its subarctic climate produces subarctic conditions with extreme cold winters and brief summers, and notably severe winter storms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 99734 carries an overall risk score of 3.8/10, placing it in the low category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to cold wave and winter.

Within Alaska, ZIP 99734's risk is, slightly below the 4.6/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Alaska identifies avalanche as the foremost hazard, followed by cold wave and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

ZIP 99734 carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” avalanche β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for ZIP 99734: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Risk for the surrounding area

Local Factors for ZIP 99734

These city-level factors differentiate ZIP 99734 from other communities in Alaska County and provide geographic context for its hazard exposure.

Population

1,203

Small Town

Geographic Zone

Arctic / Subarctic

Permafrost & coastal erosion risk

Climate Band

Subarctic / Arctic

Latitude 70.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

70.3620Β° N, 149.0021Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 99734

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Alaska

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.