🌍 ClimateRiskCheck

Natural Disaster Risk in Berlin

New Hampshire

5.5out of 10
Moderate Risk

Risk Summary for Berlin

Berlin scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Winter Weather Cold Wave

All 18 Hazard Scores

Avalanche
10.0
Winter Weather
9.0
Cold Wave
8.9
Hurricane
8.5
Landslide
8.4
Ice Storm
7.4
Lightning
5.8
Earthquake
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
3.2
Wildfire
2.7
Extreme Heat
2.4
Tornado
2.2
Hail
1.8
Drought
1.7
Riverine Flooding
1.0

How it compares

Berlin
5.5
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Berlin, New Hampshire

Located along the northeastern Atlantic Seaboard in Coos County, Berlin is a town of roughly 9,383 residents. The humid continental climate that characterizes this part of New Hampshire β€” marked by long, cold winters and brief, warm summers β€” directly influences the types and severity of natural hazards present, making Berlin a community where hazard awareness has real practical value.

FEMA rates Berlin's composite natural disaster risk at 5.5 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for winter and cold wave risk in their preparedness planning.

Relative to other U.S. communities, Berlin's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by avalanche and winter, as measured by FEMA across Coos County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Berlin residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Berlin: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Berlin

These city-level factors differentiate Berlin from other communities in Coos County and provide geographic context for its hazard exposure.

Population

9,383

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

44.4995Β° N, 71.2040Β° W

Coos County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Berlin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Berlin

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.