🌍 ClimateRiskCheck

Natural Disaster Risk in Coos County

New Hampshire

5.5out of 10
Moderate Risk

Risk Summary for Coos County

Coos County scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Winter Weather Cold Wave

All 18 Hazard Scores

Avalanche
10.0
Winter Weather
9.0
Cold Wave
8.9
Hurricane
8.5
Landslide
8.4
Ice Storm
7.4
Lightning
5.8
Earthquake
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
3.2
Wildfire
2.7
Extreme Heat
2.4
Tornado
2.2
Hail
1.8
Drought
1.7
Riverine Flooding
1.0

How it compares

Coos County
5.5
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Coos County, New Hampshire

Situated in the United States, Coos County in New Hampshire experiences a humid continental climate marked by long, cold winters and brief, warm summers. Heavy nor'easter snowstorms is a defining feature of the regional hazard profile that affects residents and property owners countywide.

Coos County's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include winter and cold wave.

Relative to other U.S. communities, Coos County's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by avalanche and winter, as measured by FEMA across Coos County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Coos County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Coos County: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Cities in Coos County

ZIP codes in Coos County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.