Natural Disaster Risk in Twin Mountain
New Hampshire
Risk Summary for Twin Mountain
Twin Mountain scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Twin Mountain, New Hampshire
Located along the northeastern Atlantic Seaboard in Coos County, Twin Mountain is a small community of about 648. The humid continental climate that characterizes this part of New Hampshire β marked by long, cold winters and brief, warm summers β directly influences the types and severity of natural hazards present, making Twin Mountain a community where hazard awareness has real practical value.
Twin Mountain's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include winter and cold wave.
Relative to other U.S. communities, Twin Mountain's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by avalanche and winter, as measured by FEMA across Coos County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Twin Mountain residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.
What this means for Twin Mountain: Avalanche preparedness
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
- Properties in runout zones may require specialized hazard assessment and insurance.
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
Local Factors for Twin Mountain
These city-level factors differentiate Twin Mountain from other communities in Coos County and provide geographic context for its hazard exposure.
Population
648
RuralGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 44.3Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 2.7/10
Coordinates
44.3062Β° N, 71.5270Β° W
Coos County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Twin Mountain
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Twin Mountain
Other cities in New Hampshire
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.