🌍 ClimateRiskCheck

Natural Disaster Risk in Twin Mountain

New Hampshire

5.5out of 10
Moderate Risk

Risk Summary for Twin Mountain

Twin Mountain scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Winter Weather Cold Wave

All 18 Hazard Scores

Avalanche
10.0
Winter Weather
9.0
Cold Wave
8.9
Hurricane
8.5
Landslide
8.4
Ice Storm
7.4
Lightning
5.8
Earthquake
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
3.2
Wildfire
2.7
Extreme Heat
2.4
Tornado
2.2
Hail
1.8
Drought
1.7
Riverine Flooding
1.0

How it compares

Twin Mountain
5.5
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Twin Mountain, New Hampshire

Located along the northeastern Atlantic Seaboard in Coos County, Twin Mountain is a small community of about 648. The humid continental climate that characterizes this part of New Hampshire β€” marked by long, cold winters and brief, warm summers β€” directly influences the types and severity of natural hazards present, making Twin Mountain a community where hazard awareness has real practical value.

Twin Mountain's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include winter and cold wave.

Relative to other U.S. communities, Twin Mountain's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by avalanche and winter, as measured by FEMA across Coos County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Twin Mountain residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Twin Mountain: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Twin Mountain

These city-level factors differentiate Twin Mountain from other communities in Coos County and provide geographic context for its hazard exposure.

Population

648

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

44.3062Β° N, 71.5270Β° W

Coos County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Twin Mountain

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Twin Mountain

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.