🌍 ClimateRiskCheck

Natural Disaster Risk in West Stewartstown

New Hampshire

5.5out of 10
Moderate Risk

Risk Summary for West Stewartstown

West Stewartstown scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Winter Weather Cold Wave

All 18 Hazard Scores

Avalanche
10.0
Winter Weather
9.0
Cold Wave
8.9
Hurricane
8.5
Landslide
8.4
Ice Storm
7.4
Lightning
5.8
Earthquake
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
3.2
Wildfire
2.7
Extreme Heat
2.4
Tornado
2.2
Hail
1.8
Drought
1.7
Riverine Flooding
1.0

How it compares

West Stewartstown
5.5
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: West Stewartstown, New Hampshire

West Stewartstown, in Coos County, is a small community of about 527 situated along the northeastern Atlantic Seaboard. Its humid continental climate brings long, cold winters and brief, warm summers, and in particular heavy nor'easter snowstorms. These conditions collectively define the natural hazard environment that West Stewartstown residents and property owners must navigate.

West Stewartstown's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Secondary hazards include winter and cold wave.

Within New Hampshire, West Stewartstown's risk is, slightly below the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Coos County identifies avalanche as the foremost hazard, followed by winter and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

West Stewartstown's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for West Stewartstown: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Local Factors for West Stewartstown

These city-level factors differentiate West Stewartstown from other communities in Coos County and provide geographic context for its hazard exposure.

Population

527

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

44.7344Β° N, 71.3824Β° W

Coos County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for West Stewartstown

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in West Stewartstown

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.