Natural Disaster Risk — ZIP Code 03464

Natural Hazard Profile: ZIP 03464, New Hampshire

ZIP 03464 in Stoddard sits along the northeastern Atlantic Seaboard. Its humid continental climate produces long, cold winters and brief, warm summers, and notably heavy nor'easter snowstorms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 03464 carries an overall risk score of 5.8/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to hurricane and landslide.

Within New Hampshire, ZIP 03464's risk is, slightly below the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of New Hampshire identifies avalanche as the foremost hazard, followed by hurricane and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 03464 residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.