🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 03608

Walpole, New Hampshire

5.8out of 10
Moderate Risk

Risk Summary for ZIP 03608

ZIP 03608 scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Landslide

All 18 Hazard Scores

Avalanche
8.8
Hurricane
8.4
Landslide
8.2
Lightning
8.1
Ice Storm
8.1
Earthquake
6.3
Extreme Heat
5.8
Winter Weather
5.7
Cold Wave
5.7
Tsunami
5.4
Tornado
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
3.9
Hail
3.9
Wildfire
3.4
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 03608
5.8
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 03608, New Hampshire

ZIP 03608 in Walpole sits along the northeastern Atlantic Seaboard. Its humid continental climate produces long, cold winters and brief, warm summers, and notably heavy nor'easter snowstorms. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 03608 carries an overall risk score of 5.8/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to hurricane and landslide.

Within New Hampshire, ZIP 03608's risk is, slightly below the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of New Hampshire identifies avalanche as the foremost hazard, followed by hurricane and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 03608 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for ZIP 03608: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Risk for the surrounding area

Local Factors for ZIP 03608

These city-level factors differentiate ZIP 03608 from other communities in New Hampshire County and provide geographic context for its hazard exposure.

Population

3,167

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

43.0713Β° N, 72.4060Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 03608

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.