🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 03583

Jefferson, New Hampshire

5.5out of 10
Moderate Risk

Risk Summary for ZIP 03583

ZIP 03583 scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Winter Weather Cold Wave

All 18 Hazard Scores

Avalanche
10.0
Winter Weather
9.0
Cold Wave
8.9
Hurricane
8.5
Landslide
8.4
Ice Storm
7.4
Lightning
5.8
Earthquake
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
3.2
Wildfire
2.7
Extreme Heat
2.4
Tornado
2.2
Hail
1.8
Drought
1.7
Riverine Flooding
1.0

How it compares

ZIP 03583
5.5
New Hampshire avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 03583, New Hampshire

Located along the northeastern Atlantic Seaboard, ZIP 03583 serves the Jefferson community. The humid continental climate of this part of New Hampshire β€” bringing long, cold winters and brief, warm summers β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 03583's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include winter and cold wave.

Relative to other U.S. communities, ZIP 03583's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by avalanche and winter, as measured by FEMA across New Hampshire. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 03583 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for ZIP 03583: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 03583

These city-level factors differentiate ZIP 03583 from other communities in New Hampshire County and provide geographic context for its hazard exposure.

Population

1,013

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

44.4015Β° N, 71.4583Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 03583

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in New Hampshire

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.