Natural Disaster Risk in Jefferson
New Hampshire
Risk Summary for Jefferson
Jefferson scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Jefferson, New Hampshire
Located along the northeastern Atlantic Seaboard in Coos County, Jefferson is a small community of about 1,013. The humid continental climate that characterizes this part of New Hampshire β marked by long, cold winters and brief, warm summers β directly influences the types and severity of natural hazards present, making Jefferson a community where hazard awareness has real practical value.
FEMA rates Jefferson's composite natural disaster risk at 5.5 out of 10 β moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for winter and cold wave risk in their preparedness planning.
Relative to other U.S. communities, Jefferson's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.2/10 state average. The hazard distribution here is led by avalanche and winter, as measured by FEMA across Coos County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Jefferson residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.
What this means for Jefferson: Avalanche preparedness
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
- Properties in runout zones may require specialized hazard assessment and insurance.
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
Local Factors for Jefferson
These city-level factors differentiate Jefferson from other communities in Coos County and provide geographic context for its hazard exposure.
Population
1,013
Small TownGeographic Zone
Atlantic Coast
Hurricane, nor'easter & coastal flood risk
Climate Band
Cool Continental
Latitude 44.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 2.7/10
Coordinates
44.4015Β° N, 71.4583Β° W
Coos County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Jefferson
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Jefferson
Other cities in New Hampshire
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.