🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 79832

Alpine, Texas

5.4out of 10
Moderate Risk

Risk Summary for ZIP 79832

ZIP 79832 scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Drought

All 18 Hazard Scores

Wildfire
9.0
Avalanche
9.0
Drought
7.8
Lightning
7.7
Extreme Heat
6.8
Landslide
5.9
Tsunami
5.4
Ice Storm
5.4
Hurricane
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.8
Hail
4.3
Earthquake
3.6
Tornado
2.6
Cold Wave
2.3
Strong Wind
1.9
Riverine Flooding
1.0

How it compares

ZIP 79832
5.4
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 79832, Texas

ZIP 79832 in Alpine sits in the South Central United States. Its diverse climate produces an exceptionally varied climate from humid subtropical in the east to desert in the west, and notably overlapping tornado, hurricane, flood, and drought seasons. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 79832 carries an overall risk score of 5.4/10, placing it in the moderate category. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. The area also faces notable exposure to wildfire and drought.

Within Texas, ZIP 79832's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Texas identifies avalanche as the foremost hazard, followed by wildfire and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, ZIP 79832 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for ZIP 79832: Avalanche preparedness

  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.

Risk for the surrounding area

Local Factors for ZIP 79832

These city-level factors differentiate ZIP 79832 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

330

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

30.3632Β° N, 103.6493Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 79832

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.