🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 79843

Marfa, Texas

4.7out of 10
Moderate Risk

Risk Summary for ZIP 79843

ZIP 79843 scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Drought Wildfire

All 18 Hazard Scores

Avalanche
9.0
Drought
8.9
Wildfire
8.3
Lightning
6.0
Tsunami
5.4
Extreme Heat
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.3
Ice Storm
4.3
Earthquake
4.2
Landslide
3.2
Winter Weather
3.0
Hail
2.5
Tornado
1.9
Strong Wind
1.9
Cold Wave
1.9
Riverine Flooding
1.0

How it compares

ZIP 79843
4.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 79843, Texas

Located in the South Central United States, ZIP 79843 serves the Marfa community. The diverse climate of this part of Texas β€” bringing an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 79843's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include drought and wildfire.

Relative to other U.S. communities, ZIP 79843's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.6/10 state average. The hazard distribution here is led by avalanche and drought, as measured by FEMA across Texas. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 79843 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for ZIP 79843: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 79843

These city-level factors differentiate ZIP 79843 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

2,633

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.3/10

Coordinates

30.1199Β° N, 104.3036Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 79843

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.