🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 79846

Redford, Texas

4.7out of 10
Moderate Risk

Risk Summary for ZIP 79846

ZIP 79846 scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Drought Wildfire

All 18 Hazard Scores

Avalanche
9.0
Drought
8.9
Wildfire
8.3
Lightning
6.0
Tsunami
5.4
Extreme Heat
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.3
Ice Storm
4.3
Earthquake
4.2
Landslide
3.2
Winter Weather
3.0
Hail
2.5
Tornado
1.9
Strong Wind
1.9
Cold Wave
1.9
Riverine Flooding
1.0

How it compares

ZIP 79846
4.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 79846, Texas

Located along the Gulf Coast, ZIP 79846 serves the Redford community. The diverse climate of this part of Texas β€” bringing an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 79846's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include drought and wildfire.

Relative to other U.S. communities, ZIP 79846's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.6/10 state average. The hazard distribution here is led by avalanche and drought, as measured by FEMA across Texas. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

ZIP 79846's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for ZIP 79846: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 79846

These city-level factors differentiate ZIP 79846 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

71

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.3/10

Coordinates

29.4168Β° N, 103.9856Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 79846

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.