🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 79834

Big Bend National Park, Texas

5.4out of 10
Moderate Risk

Risk Summary for ZIP 79834

ZIP 79834 scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Drought

All 18 Hazard Scores

Wildfire
9.0
Avalanche
9.0
Drought
7.8
Lightning
7.7
Extreme Heat
6.8
Landslide
5.9
Tsunami
5.4
Ice Storm
5.4
Hurricane
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.8
Hail
4.3
Earthquake
3.6
Tornado
2.6
Cold Wave
2.3
Strong Wind
1.9
Riverine Flooding
1.0

How it compares

ZIP 79834
5.4
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 79834, Texas

Located along the Gulf Coast, ZIP 79834 serves the Big Bend National Park community. The diverse climate of this part of Texas β€” bringing an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 79834's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include wildfire and drought.

Relative to other U.S. communities, ZIP 79834's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by avalanche and wildfire, as measured by FEMA across Texas. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, ZIP 79834 residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for ZIP 79834: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Risk for the surrounding area

Local Factors for ZIP 79834

These city-level factors differentiate ZIP 79834 from other communities in Texas County and provide geographic context for its hazard exposure.

Population

331

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.0/10

Coordinates

29.1710Β° N, 103.2874Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 79834

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Texas

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.